How to Get Workers’ Comp Benefits: See Your Eligibility

Are fitness and health a huge part of your lifestyle? If so, then a work-related injury that derails your routines can be pretty stressful.

On top of the mental and physical stress, an injury also causes financial worries. If you’re wondering how you’ll pay your medical debts, then you need to know how to get workers comp.

Read on to learn everything you need to know about your eligibility, filing a claim, and what to do if you’re denied.

Worker’s Comp: Are You Covered?

You got injured at work and received medical care. After, you likely got a hefty bill in the mail. Depending on your situation, you may not be able to return to work right away.

What’s next? How do you stay on stable financial ground?

Here’s the good news: your employer should have worker’s compensation insurance. You’ll be eligible for compensation when:

• You’re an employee of the company with insurance
• Your injury happened at work
• Your injury occurred while you were performing work-related duties

What if your own recklessness contributed to the accident? Workers comp is a no-fault system, so you should still get covered. This holds true unless it’s discovered your injury was intentional or fraudulent.

How to Get Workers Comp by Filing a Claim

If your injury happened at work, then you need to start a claim right away. What should you do to get started on your claim? Here are the steps you need to take:

• Report the incident to your supervisor
• Get medical care
• Keep records of any medical bills
• Document any lost time from work
• Ask your employer for the paperwork and fill it out

Do you need help with the details? Workers compensation made simple provides answers to the most common workers comp questions.

Once you submit these forms, an investigation will begin. Then, you’ll get a response by mail within a month.

If you get approved, then that’s good news! Expect to start seeing your benefits in the coming days.

If you do get denied, then don’t panic. Find out what to do instead below.

Was Your Claim Denied?

After suffering, a denial letter feels crushing. Don’t get defeated! Statistics prove about 70% of denied comp claims get reversed. So, re-read your letter and identify what they listed as the reason for your denial.

It may be possible to correct the problem by providing more documentation. There should also be information within the letter on how to appeal. These are the next steps you want to take.

If you need help or have questions, then it may be time to consult with an attorney.

Reclaim Your Financial Freedom

If you’re unsure of how to get workers comp, then you’ll be juggling a lot of worries. From missed work to medical costs, you don’t need the added worry of a denial letter.

If you’re struggling, consider using a workers comp service or attorney as resources. Or if you’re looking for ways to remain healthy during recovery, then check out the rest of our blog.