Personal Injury Lawsuit Myths

In the legal industry, there are far too many myths out there. You simply don’t always know what is true and what is a myth. The world of technology has made it even more challenging to decipher when something isn’t quite right.

Working with an experienced Evansville wrongful death lawyer is the best way to understand what the truth of the law is and what your options may be in relation to a personal injury lawsuit. These attorneys understand the system and how to navigate the processes on your behalf.

When you look at the news and mainstream media, these lawyers often get a bad rep. They are all too often disparaged and the public is led to believe misconceptions and myths about the industry. Those myths lead victims to not seek the compensation that they deserve.

It’s time to debunk the myths and let the truth be known. Check out these top personal injury lawsuit myths to learn more.

Myth: Personal Injury Lawsuits are Frivolous

This myth stems from lawsuits such as the one that made global news when a woman drove through McDonalds and burned herself after spilling her hot coffee. The severity of her injuries was heavily downplayed, and the lawsuit was portrayed as a grab to get a bunch of money for something silly.

But when you look up the true facts of this case, her burns were severe. She had to undergo reconstructive surgery. What the media also never told the public is that her initial lawsuit only requested payment for the medical bills. That first lawsuit was denied outright, which led to the highly-publicized suit.

It wasn’t frivolous, but it was twisted to seem that way. That misconception also led people to believe that all personal injuries claims are just after easy money.

Myth: Health Insurance Negates the Need for a Personal Injury Lawsuit

How often have you been frustrated with your insurance not providing enough coverage? When medical bills are racking up, where do you turn? Injuries can cost a lot of money, and things like lost wages or ongoing emotional distress are not paid for by health insurance.

Health insurance doesn’t always cover all the medical bills, but the truth is there are expenses beyond health coverage needs that need to be considered as well.

Myth: Hiring a Personal Injury Lawyer Costs Too Much

One of the most common myths about these cases is that hiring a personal injury lawyer will really hurt the pocketbook. People are scared to even approach a lawyer, thinking they likely can’t afford to hire an attorney.

This will depend on the attorney. Most personal injury attorneys provide free consultations to their customers. In addition, a majority of them will not charge the client unless they win the case for them and a settlement is received. That means that an attorney may spend hours working on a case, only to get paid nothing.

In most cases, they are only paid when the injured person receives a settlement.

Myth: A Personal Injury Lawsuit Isn’t Worth It

Your insurance company will do everything in their power to make you feel like they are on your side. They want you to know they pay claims quickly and they pay fairly. Have you ever looked at the profits that insurance companies like these report every year?

An insurance company will appear to be on your side, but in reality, their goal is to settle for as little money as possible. They will even try to deny you payment if they can find any reason to do so.

When they offer an injured person a settlement that looks appealing, this is usually a lowball offer that isn’t anywhere close to what the injured could receive. A lawyer can help negotiate fair payment.

Myth: Personal Injury Lawsuits Financially Ruin the Defendant

So many injured people don’t file claims because they don’t want to cause major distress to the at-fault person. They don’t want to leave them with a financial hardship that they can’t recover from, so they just take the offered claim settlement and let it go. Their concern is that the at-fault person pays the funds directly out of pocket.

In most cases, it’s not usually straight from their pockets. Instead, these settlements are most often paid by the insurance companies in question. You are not going to financially ruin the at-fault party if they were insured.

Contact an Attorney to Discover the Truth

The best way to determine your options and discover the truth of the legal process is to work with an experienced Evansville wrongful death lawyer. They will be able to provide you with the full process, expectations, and even the cost of your case. Remember that most of the time, a consultation is free. That’s a great place to start to move beyond the myths.